Financing expensive, financing is difficult the difficult problem that is small small company all the time, small before small company seeks bank loan, should offer pawn commonly or let assure the company assures. But this difficult problem is getting alleviating nowadays, need to buy an insurance only now, can obtain easily highest 3 million yuan loan. A few days ago, ” loan of small small company assures the Fujian Province safe and pilot program ” (the following abbreviation ” plan ” ) had saved a government to consider to agree and print and distribute, first is in city of Fuzhou, spring, 3 bright city are begun pilot, after accumulating experience, popularize stage by stage again.
According to introducing, loan of small small company assures to be sure (the following abbreviation is small borrow danger) it is to show small small company is contented production to run financing requirement, sign with insurance company the loan that is beneficiary beneficiary with the bank assures insurance contract and be the main way that add a letter and bank to sign loan contract to obtain fluidity to borrow money with this, in produce small small company to was not fulfilled by the agreement still shirk obligation and the bank is recovered when waiting for main content of insurance contract agreement if really, by insurance contract by insurance company the agreement assumes the business of liability to pay compensation of loss of major bank loan.
Small small company includes agriculture to grow individual and breed large family, industrial and commercial door etc. Loan fund can be used at satisfying the reasonable circulating fund need in manufacturing process only, must not use at consuming etc utility, also do not get subtenancy another person.
Basis ” plan ” , my province will choose a certain number of is willing that perform social duty, examine and approve flow short, accept ” plan ” clause, intended wish to begin small borrow the commercial上海贵族宝贝